Conservation and Liquidation Office

Serving the California Insurance Commissioner

If you are looking for general information about the conservation or liquidation process, please consult our FAQ (Frequently Asked Questions).

If you are looking for information about a specific insurance company that has been placed under conservation or liquidation by the State of California, please visit our Companies page.

CLO Mission

The CLO, on behalf of the Insurance Commissioner, rehabilitates and/or liquidates, under Court supervision, troubled insurance enterprises domiciled in the State of California. In addition the CLO provides Special Examination Services, with Commissioner and Board oversight. As a fiduciary for the benefit of all claimants, the CLO handles the property of troubled or failed enterprises in a prudent, cost-effective, fair, timely, and expeditious manner.

Proof of Claim Assignment

The Conservation and Liquidation Office (CLO) recognizes the rights of claimants to assign their approved claims. The CLO is obliged to ensure that assignments are valid and that the processing of assignments does not create an undue burden on estate resources. Read More...

Superior National Companies In Liquidation - Subpoena Requests

Please click on the following Notice of Court Order for the procedure to obtain claim records and for information regarding the court order authorizing the liquidated Superior National Insurance Companies to discontinue responding to the third party photocopy and subpoena requests.

	In The News

Order Appointing Commissioner as Conservator
Crusader Insurance Company On June 7, 2023 the Insurance Commissioner of the State of California ("Commissioner") was appointed Conservator of Crusader Insurance Company ("Crusader") by the California Superior Court for the County of Los Angeles. The Court, having reviewed the ex parte application and support papers for an order appointing the Commissioner as Conservator of Crusader pursuant to Insurance Code section 1011, and good cause appearing, the Court finds that the Commissioner has found, determined and adequately shown that Crusader is in such condition that its further transaction of business will be hazardous to its policyholders, creditors, and the public. Copies of the Crusader Conservation Order can be located at www.caclo.org/crusader.
Proof of Claim Mailing
Western General Insurance Company Proof of Claim forms and instructions have recently been mailed to all parties believed to have a claim against Western General Insurance Company. If you believe you have a claim and have not received a Proof of Claim form by September 10, 2021 you may request a form at: WGICPOC@caclo.org or by phone at (415) 676-2125. For additional Frequently Asked Questions regarding the Proof of Claim process click here. For the Official Legal Notice: click here. Por favor encuentre la version en Espanol el formulario de Prueba de Reclamo aqui. Si opta por utilizar la version en Espanol del formulario de Prueba de Reclamo, por favor utilice el numero de reclamo que se encuentra en la version en Ingles que recibio por correo. Read More...
Liquidation Order
Western General Insurance Company On August 5, 2021 the Insurance Commissioner was appointed Liquidator of Western General Insurance Company ("WGIC") by the California Superior Court for the County of Los Angeles. After months of effort to seek a buyer for the company or its book of business with no acceptable proposal received to date, the Commissioner deemed the company to be operating in a hazardous financial condition and sought statutory protection of WGIC through a consensual liquidation of the company. Copies of the WGIC Liquidation Order and Frequently Asked Questions can be located at Liquidation Order and FAQ. Read More...
Order Appointing Commissioner as Conservator
Western General Insurance Company On May 26, 2021 the Insurance Commissioner was appointed Conservator of Western General Insurance Company ("WGIC") by the California Superior Court for the County of Los Angeles. After months of effort to seek a buyer for the company or its book of business with no acceptable proposal received to date, the Commissioner deemed the company to be operating in a hazardous financial condition and sought statutory protection of WGIC through a consensual conservation of the company. Over the next 30 to 45 days the Conservator will assess the prospects of the company transitioning the remaining in-force business to new carriers and running off the existing claims within the conservation environment. Copies of the WGIC Conservation Order can be located at Order Appointing Commissioner as Conservator
Notice of Request that Any Unfiled Claims Assignments be Filed with CLO by August 1, 2020
Mission Insurance Company This notice deals with holders of approved general creditor claims against Mission Insurance Company Trust and approved policyholder priority proof of claims against Mission National Insurance Company Trust. The Insurance Commissioner as Trustee is planning to file a motion in the near future seeking court approval to make a distribution to approved general creditor priority claimants against Mission Insurance Company Trust and to approved policyholder priority claimants against Mission National Insurance Company Trust for interest. This notice affects only approved proof of claims holders. As part of any such subsequently-filed motion, the Insurance Commissioner as Trustee will request the Liquidation Court to set a "record date" for the distribution, i.e., a date by which any completed CLO Change of Address/Assignment Notification Declaration forms and supporting documents must be received by the Conservation and Liquidation Office to be recognized. This notice advises holders of claims who may be assignors and potential assignees of claims that the record date anticipated to be... Read More...
Final Distribution Completed
Executive Life Insurance Company On July 1, 2020, a final distribution of approximately $80 million was completed to Executive Life contract holders in accordance with the court approved order dated December 4, 2019.
Pre-Distribution Mailing
Executive Life Insurance Company On January 15, 2020 a pre-distribution mailing of address verification/tax election letters went out to Opt-Out contract holders. All contract holders must complete, sign and return the form no later than April 30, 2020 in order to receive their share of the final distribution which is currently scheduled to take place on July 1, 2020. Read More...
Order Granting Insurance Commissioner's Final Distribution and Closing Application
Executive Life Insurance Company On December 4, 2019, the Superior Court of the State of California, County of Los Angeles, Central District approved the Commissioner's application for a final distribution of approximately $80 million to occur on or about July 1, 2020 and to close the Executive Life Insurance Company... Read More...
Consent to Issuing New and Renewal Business
California Insurance Company The Deputy Conservator, after considering the relevant circumstances with respect to California Insurance Company and the conservation, hereby consents to California Insurance Company to issuing new and renewal policies and that it may issue such policies wherever situated provided they are issued or renewed in full compliance with the laws and any other applicable regulatory requirements of each of the states in which any such insurance policies are issued and/or renewed by California Insurance Company. Read More...
Order Appointing Insurance Commissioner as Conservator
California Insurance Company California Insurance Company ("CIC") was placed into Conservation on November 4, 2019 by the California Superior Court for the County of San Mateo. Read More...